Secured Funding
Secured Business Loans for Growing Enterprises
Structured collateral-based funding for established businesses — from capex and project finance to working capital and trade finance facilities.
Term & Project Funding
- Capex Term Loans for capacity expansion
- Project Finance for greenfield & brownfield projects
- Foreign Currency Term Loans (FCTL)
- Machinery & equipment funding
Working Capital & Trade Finance
- Cash Credit (CC) and Overdraft (OD) facilities
- Export Credit and Packing Credit in Foreign Currency (PCFC)
- Import Credit & Buyer's Credit
- Letter of Credit (LC) and Bank Guarantee (BG)
About
Capital structures aligned to your business
Secured business loans give established enterprises access to larger ticket sizes, longer tenures and structured facilities tailored to their growth plans. Udyam India works across PSU banks, private banks and NBFCs to design the right funding mix — combining term loans, working capital and trade finance — so your capital structure supports both day-to-day operations and long-term expansion.
Documents
Typical documents required
Indicative list — exact requirements vary by lender, product and case profile.
- KYC of promoters and business entity
- Udyam / MSME registration certificate
- GST returns and bank statements (last 12 months)
- ITR and financials of the last 2–3 years
- Property / collateral documents (if applicable)
- Project report / business profile
Structured guidance
Lender-fit advisory aligned with MSME funding norms and policy.
PSU · Private · NBFC
Wide lender network across India's banking ecosystem.
Documentation support
Project reports, financials and submission-ready files.
Eligibility-based
No guaranteed approvals — outcomes follow lender policy.
Get Started
Enquire about Secured Business Loans for Growing Enterprises
Share a few details and our MSME advisory team will reach out with structured next steps based on your eligibility profile.
Doorstep services available for funding requirements above ₹1 Crore in major cities across India. Remote support available for other locations and smaller funding requirements.
Ready when you are
Let's Build Your Growth Story
Get structured MSME funding guidance from advisors who understand banking from the inside.