LAP
Loan Against Property
Unlock the value of your property to fuel business growth — with competitive interest rates and long, flexible tenures.
Eligible Properties
- Residential properties (self-occupied or rented)
- Commercial properties (offices, retail, mixed-use)
- Industrial properties and factories
- Hospitals and healthcare establishments
- Vacant lands and developed sites
Why LAP
- Long tenure of up to 20 years for comfortable EMIs
- Competitive interest rates from PSU Banks, Private Banks & NBFCs
- Higher loan-to-value compared to unsecured funding
- Funds usable for business expansion, working capital & consolidation
- Structured documentation and lender-fit advisory
About
Unlock the value of your property
Loan Against Property is one of the most efficient ways to access large-ticket funding at competitive rates. By leveraging your existing residential, commercial or industrial property, you unlock long-tenure capital for any legitimate business purpose. Udyam India helps you choose the right lender, structure the facility correctly and complete documentation to lender standards.
Documents
Typical documents required
Indicative list — exact requirements vary by lender, product and case profile.
- KYC of promoters and business entity
- Udyam / MSME registration certificate
- GST returns and bank statements (last 12 months)
- ITR and financials of the last 2–3 years
- Property / collateral documents (if applicable)
- Project report / business profile
Structured guidance
Lender-fit advisory aligned with MSME funding norms and policy.
PSU · Private · NBFC
Wide lender network across India's banking ecosystem.
Documentation support
Project reports, financials and submission-ready files.
Eligibility-based
No guaranteed approvals — outcomes follow lender policy.
Get Started
Enquire about Loan Against Property
Share a few details and our MSME advisory team will reach out with structured next steps based on your eligibility profile.
Doorstep services available for funding requirements above ₹1 Crore in major cities across India. Remote support available for other locations and smaller funding requirements.
Ready when you are
Let's Build Your Growth Story
Get structured MSME funding guidance from advisors who understand banking from the inside.